Our Solutions: Web3 Conditional Payment

We offer flexible and secure conditional payment solutions powered by PBM3525, supporting a wide range of digital wallets and enabling PayFi services, including lending and investment, through tokenized PBM3525.

Why Conditional Payments

Conditional payments are payment modules that execute only when predefined conditions are met, offering configurable, composable, visualizable, and secure logic for general payment scenarios.

Status Quo of Web3 Payment

Traditional payment methods (Peer-to-Peer or Smart Contrat Payments) fail to meet the security, convenience and flexibility demands of modern users, whereas conditional payments are a perfect fit.

Peer-to-Peer Payments
  • Primitive and simple
  • Irreversible transactions
  • Address-based payment
  • Full control and responsibility tied to the private key
  • Prone to errors, such as sending funds to the incorrect addresses
Smart Contract Payments
  • Extremely flexible
  • Enable unlimited possibilities for payment logic
    Highly programmable and code-driven
  • Complex and incomprehensible for non-technical users
    Adaptable to all scenarios
  • High risk for misuse or exploitation
Conditional Payments
  • Supports a limited number of predefined payment logics (convention over custom programming)
  • Document-driven and WYSIWYG*
  • Clear and easy for all users to understand
  • Promotes standardization and minimizes security risks
  • Addresses most real-world scenarios